However, the truth isn’t quite as simple as all that.
Debt settlement isn’t without pitfalls and consequences — and it isn’t for everyone.
So let’s say you see an ad for a company that promises to help you pay off your debt more quickly. If you are seriously thinking about going to a debt consolidation company then you’ll need to do your research and find that is honest, or else you could end up in a far worse situation than you ever imagined before!
Companies that want to help you pay off your debt come in many forms.
We understand that you may be overwhelmed by the amount of debt programs that are available.
While good consolidation loan can lower your financial burden slightly, the real debt solution for most people is to change the habits—refrain in buying, start saving, live within or below your means.
Debt settlement is, simply put, hiring a debt settlement company to help negotiate lower payoffs on personal loans, collections, and open accounts like credit cards.
Sometimes these companies misleadingly advertise their services as a way to consolidate debt — or “debt consolidation,” — but make no bones about it, this is not a When you hire a debt settlement company you are hiring them to negotiate with your lenders on your behalf.
We take on an "in house" approach to debt consolidation ensuring your needs are met expertly.
We help you to consolidate credit card debt systematically so you can enjoy reduced monthly payments and a reduction in overall debt.